As is now my annual tradition, it’s time for me to tell everyone how much money I make!
Why? Well, I find the financial opacity of the freelance world a bit intimidating, and I suspect that some others do, too—particularly those who are interested in freelancing, but haven’t yet jumped in. So I’d like to do my part to lend transparency by laying out my financial picture for all of you. And if you’re interested in more stuff like this, check out the results of the 2020 Cartographic Freelancer Survey.
My business income comes from a few different sources:
I mostly make my living by doing freelance mapping for clients. This number, like others here, represents my gross earnings, before taking out business expenses, etc.
I also earn money from some other non-mapping freelance work. This year I did a lot of freelance GIS that I’m counting here (rather than as “cartography”). I also got a $5,000 coronavirus relief grant that’s counted here.
My expenses includes things like software, utilities, shipping, cyanotype materials, the fees I pay to receive donations, etc. It also includes the cost of producing prints: for example, I raised nearly $6000 in my Kickstarter, but most of that money went into paying to have the posters printed and shipped. Cartography doesn’t have a huge overhead, but there is definitely some cost to doing business.
So, that works out to a net business income of $93,703.55 (which is a little different than a salary — see below). My pre-expense gross business income was $105,909.9. Here’s how that compares to the last several years:
My Income is not a Salary
If you’re only familiar with earning money as a salaried employee, my income might seem higher than it really feels. After business expenses, I earned roughly $94,000 in self-employment income. For my personal tax situation (single, living in WI), my take-home pay would have been similar if I had worked a salaried job (with benefits) that earned about $74,000. Actually probably less, because I didn’t count the fact that I don’t get any vacation or other paid time off.
This difference is because self-employed people in the United States pay a much higher tax rate, and have to cover their own health insurance, as well as retirement savings contributions.
This was an unusually good year, though primarily due to non-cartography work, as I’ve been doing a lot of freelance GIS work for a particular client. That will end at some point. I’ve stored away a lot of that income as a safety net for the next lean year (you can see that some past years I’ve earned much, much less). There’s no real guarantee about my income from one year to the next.
As mentioned above, I earn income from prints of my work. Most of the things in my storefront have never sold more than a few copies. Historically, it’s pretty much all income from River Transit maps. But, it doesn’t cost me anything to offer things for sale, so if I can earn $10 from one of the less popular items every once in a while, I might as well take it. I want to do a survey at some point to look at print sales of map posters. I suspect that lots of us have designs that get a lot of social media attention, but not a lot of actual sales, so that we each look like selling much more than we really are.
I greatly appreciate the kindness people have shown me over the years through donating to support the unpaid parts of my work. It’s becoming an increasing fraction of my overall income. If you’d like to add your own support, here are some handy buttons:
Finally, I hope all this stuff above offers some useful insight as to one freelancer’s life. I’m sure some others earn more, and some others earn less. I’d encourage others who are comfortable doing so to share their own financial information, to make the picture a little broader.